Excel Alternative

Stop Tracking Your Finances in Spreadsheets

You've been managing money in Excel, and it kind of works. WonderMoney does everything your spreadsheet does, but automatically. Bank sync, categorization, reports, dashboards. No formulas needed.

Try free

Try every feature free for 14 days. No credit card required.

Open Banking (PSD2)
Privacy first
Read-Only Access
No Credit Card Required

See it in action

Excel / SheetsManual
05/02Pingo Doce???-€47.30
04/02#REF!--€12.00
03/02missing...-?
Incomplete data
WonderMoneyAutomatic
Pingo Doce
-€47.30Food
Uber
-€12.00Transport
Netflix
-€15.99Leisure
100% automatically categorized

The Problem with Excel for Personal Finance

Manual data entry is error-prone

Every transaction entered by hand is a chance for a mistake. One wrong number, one missed row, and your monthly totals are off. You won't notice until it's too late.

Formulas break and files corrupt

Complex spreadsheets are fragile. One deleted row can cascade errors through your formulas. A corrupted file can wipe out months of financial history.

No bank sync, just copy-pasting

Every month you download a bank statement, reformat the columns, and paste it into your spreadsheet. It's tedious, repetitive, and the first thing you'll stop doing.

Excel vs WonderMoney

What changes when you switch from spreadsheets to WonderMoney.

Bank transaction import

Excel / Sheets

Manual CSV download & paste

WonderMoney

Automatic via Open Banking

Categorization

Excel / Sheets

Manual tagging per row

WonderMoney

Automatic with custom rules

Monthly reports

Excel / Sheets

Build your own charts & pivots

WonderMoney

See your connected financial data together in one place. Bank data updates when providers supply it, and market values update regularly as available.

Budget tracking

Excel / Sheets

Manual formulas per category

WonderMoney

Envelope budgeting with alerts

Net worth tracking

Excel / Sheets

Manual asset/liability entry

WonderMoney

Auto-updated from all accounts

Mobile access

Excel / Sheets

Clunky on phone

WonderMoney

Web app, works on any device

Data safety

Excel / Sheets

Local file, risk of loss

WonderMoney

Read-only Open Banking

Everything Your Spreadsheet Does, Automated

Import your existing data

Already have financial history in Excel? WonderMoney connects to your bank and starts pulling transactions automatically. No need to migrate old files.

Automatic categorization replaces formulas

No more VLOOKUP or IF formulas to tag spending categories. WonderMoney categorizes transactions with rules you set once.

See your connected financial data together in one place. Bank data updates when providers supply it, and market values update regularly as available.

Your spending breakdown, budget progress, and net worth are always up to date. No refreshing pivot tables or rebuilding charts.

14-day free trial
€24.90/year, all included

Ready to Ditch the Spreadsheet?

WonderMoney earns your trust by keeping your data private, secure, and yours. Free 14-day trial. No credit card needed.

Try Free

No credit card required.

Microsoft Excel is a trademark of Microsoft Corporation. WonderMoney is not affiliated with or endorsed by Microsoft.

Google Sheets is a trademark of Google LLC. WonderMoney is not affiliated with or endorsed by Google.

No credit card required.