Goals Reach your goals, one step at a time

Set targets, track progress, and reserve money for what matters. WonderMoney makes goal planning calm and concrete.

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Goals

Total target

€90,000

Active

3

Total funded

€10,000

Vacation fund
On track

€1,240

Available

€1,240 / €5,00025%
House deposit
On track

€18,500

Available

€18,500 / €50,00037%
Pay off credit card
Debt paydownBehind

€3,400

Remaining

Payoff by Mar 202934%
New car
Paused

€0

Available

€0 / €15,0000%
Emergency fund
Completed

€10,000

Available

€10,000 / €10,000100%

How WonderMoney goals work

1

Describe what you're saving for

Vacation, house deposit, emergency fund, or debt payoff — WonderMoney reserves the right amount in your plan.

2

Connect your bank

Read-only Open Banking links your goals to your real accounts. What you see is what's actually there.

3

Watch progress unfold

Every goal shows Available, target, and a clear percentage. No spreadsheets, no manual math.

Your Finances, All in One Place

Join people who want a clearer view of their finances.

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What you can do with WonderMoney goals

Set any goal — savings or payoff
See real progress, not estimates
Pause a goal when priorities shift
Stay connected to your money

A study of UK households found that people who set savings goals save more — and those with four or more goals held more than twice the invested savings of those with none, leaving them better placed to reach long-term targets.

Source: University of Stirling, Journal of Banking and Finance (2021)

Frequently asked questions

How does WonderMoney track my goals?

Each goal has a target, an available balance, and a status. WonderMoney reads your connected accounts and shows real progress, not estimates.

Can I pause a goal?

Yes. Pausing is a first-class state in WonderMoney. You can resume any paused goal without losing your history.

What's the difference between a savings goal and a debt paydown goal?

Savings goals reserve money toward a future purchase (vacation, house deposit). Debt paydown goals track money applied to eliminate a debt and show a payoff timeline based on your payments and interest rate.

Read-only Open BankingBuilt in EuropeFree & open source

Start planning your goals today

WonderMoney is free and open source. Use it at wonder.money or run your own.

Start free

Free and open source. Use it here or host your own.

Free and open source. Use it here or host your own.