Net Worth Tracker
See your connected financial data together in one place. Bank data updates when providers supply it, and market values update regularly as available.
WonderMoney connects to your bank accounts and investment portfolios to calculate your complete net worth automatically — updated every day, no spreadsheet required.
Try every feature free for 14 days. No credit card required.
What Is Net Worth and Why Does It Matter?
Your net worth is the single most important number in personal finance. It is the difference between everything you own (assets) and everything you owe (liabilities). Unlike income, which tells you how much flows in, net worth tells you how much wealth you have actually accumulated.
Most people have a rough sense of their income. Almost nobody knows their net worth — because calculating it means pulling data from every bank account, every broker, every loan. WonderMoney does this automatically.
Net Worth = Total Assets − Total Liabilities
How WonderMoney Tracks Your Net Worth
Connect your bank accounts
Link your bank accounts via Open Banking (PSD2). Balances sync automatically every day — current accounts, savings, credit cards, loans.
Import your investment portfolio
Market values are updated regularly as data becomes available.
See your complete picture
WonderMoney adds everything together: bank balances + portfolio value − liabilities = your real net worth, updated every morning.
What You Get
Vs. Spreadsheet
| WonderMoney | Spreadsheet | |
|---|---|---|
| Update frequency | Daily — automatic | Whenever you remember |
| Bank balances | Updated automatically via Open Banking | Manual entry |
| Investment values | Daily prices | Manual lookup |
| Setup time | Guided bank connection | Hours |
| Ongoing maintenance | Zero | Regular |
See Your Real Net Worth Today
Connect your accounts and WonderMoney builds your complete net worth as providers supply data. Free 14-day trial — no credit card needed.
No credit card required.
This calculator is for illustrative purposes only and does not constitute financial, investment, or tax advice. Figures shown are estimates — consult a qualified financial advisor before making financial decisions.